Cost of Living in Kingsport, TN: What You Need to Know

Cost of Living in Kingsport, TN

Curious what it really costs to live in Kingsport, TN? Whether you’re a local thinking about a move across town or brand new to the area, understanding everyday expenses helps you budget smart and plan ahead. From housing and transportation to groceries and entertainment, here’s what your money gets you in Kingsport.

Understanding the Cost of Living Score

The cost of living score is a comparison tool built from national indexes and surveys. It weighs core expenses like housing, utilities, groceries, and healthcare to show how affordable a city is.

• National Average Score: 100
• Kingsport, TN Score: ~83
• Regional Comparison: Lower than Knoxville and Nashville

In short, Kingsport typically costs 15–18% less to live in than the average U.S. city, making it an appealing option for budget-conscious residents.

Housing & Rent

Kingsport offers some of the most affordable housing in the region.

• Average home value (single-family): ~$225,000
• Condos: ~$160,000–$200,000

Typical rents:

• Studio: ~$750/month
• 1 bedroom: $800–$900/month
• 2 bedroom: $1,000+/month

Budget tip: Aim to keep housing at or below 30% of your gross income.

For a 1-bedroom at $875/month, a monthly income of $2,800–$3,000 (about $34,000–$36,000/year) is a comfortable target.

Transportation & Commute Costs

Public transit is available but limited, so many residents drive.

Public Transit

• Kingsport Area Transit Service (KATS) runs local bus routes
• Fares are typically under $2 per ride

Car Ownership

• Gas: ~$3.10/gallon
• Insurance: $85–$110/month (varies by driver)
• Parking: Mostly free or low-cost in most neighborhoods and shopping areas

Average commute time: 18–22 minutes, with light traffic compared to big cities. Rideshare options like Uber and Lyft are available, especially near the city center.

Utilities & Monthly Bills

Utilities in Kingsport are relatively modest, but vary by home size and season.

• Electricity: $80–$120/month
• Water & sewer: $30–$45/month
• Gas (if applicable): $25–$50/month
• Internet: $45–$70/month
• Cell phone: $40–$90/month

Note: New residents may see connection fees or small city taxes add an extra $10–$30 on initial or monthly bills.

Food & Groceries

Grocery prices are in line with, or slightly below, national averages.

• Weekly groceries for one person: $60–$75
• Includes basics like milk, bread, eggs, chicken, and produce

Dining out:

• Casual meal: $12–$15 per person
• Upscale dining: $25–$40 per entrée

Pro tip: Visit local markets on Broad Street or shop at discount grocers like ALDI to save on fresh produce and pantry staples.

Healthcare Expenses

Healthcare costs can vary by insurance plan and provider.

• Health insurance (individual plan): $220–$350/month
• Doctor visit (before insurance): $100–$120
• Specialist visit: $180–$250
• Prescriptions (generic, with insurance): $10–$30 copay

Shopping around at local pharmacies and using discount programs can help cut prescription costs.

Goods & Services

Everyday services stay fairly affordable:

• Haircut: $15–$25
• Laundry service: $10–$15 per load
• House cleaning: $80–$120 per visit
• Streaming services: $10–$18/month
• Gym membership: $25–$50/month

Consumer Price Index (CPI)

The Consumer Price Index tracks price changes over time. Recent CPI data in Kingsport shows slower price increases than national averages, which means local inflation is relatively mild and your money tends to go further compared to larger metro areas.

Fitness & Entertainment Options

Staying active and entertained doesn’t have to be expensive.

• Basic gym membership: ~$28/month
• Movie tickets: $9–$12
• Live music & concerts: $15–$40 depending on the venue
• Outdoor recreation: City parks, trails, and greenways are often free; organized sports leagues typically cost $30–$50 per season

Comparing Kingsport, TN with Other Major Cities

Versus Tennessee cities:

• Knoxville / Chattanooga: Kingsport’s housing and transportation are generally cheaper
• Nashville: Kingsport is significantly more affordable, especially for rent and home prices

Versus larger metros (Atlanta, Charlotte):

• Kingsport is far more affordable across nearly every category—housing, groceries, commuting, and entertainment.

Salaries & Job Opportunities

Kingsport’s economy is diverse and growing.

Major industries:

• Healthcare
• Manufacturing
• Chemical processing
• Education
• Retail

Income snapshot:

• Median household income: ~$46,000
• Per capita income: ~$26,000

In-demand roles:

• Skilled trades
• Nurses and healthcare workers
• Teachers and education staff
• Manufacturing and plant operations

Can I Afford Kingsport, TN?

A simple way to check:

1. List your monthly income.
2. Subtract estimated costs for housing, transportation, utilities, food, and healthcare.
3. See what’s left over for savings, recreation, and unexpected expenses.

Many residents follow the 50/30/20 rule:

• 50% needs (rent, utilities, food)
• 30% wants (eating out, hobbies, entertainment)
• 20% savings/debt payoff

Kingsport’s lower housing and transportation costs make it easier to stick to this guideline and still enjoy a comfortable lifestyle.

What Does AI Say About Kingsport, TN?

AI-based city ranking tools often describe Kingsport as an affordable “hidden gem” in East Tennessee, particularly attractive for:

• Families seeking more house for their money
• Retirees who want lower daily costs
• Remote workers who can live cheaply while earning big-city salaries

Remember, though: AI relies on averages and historical data—it can’t fully capture your specific needs or future local changes. Always pair data with up-to-date local research.

FAQs: Cost of Living in Kingsport, TN

What’s the average rent by bedroom size?

• Studio: ~$750/month
• 1 bedroom: ~$850/month
• 2 bedroom: ~$1,050/month

Are there first-time homebuyer programs?

Yes. Tennessee and local lenders offer state-backed mortgage programs with lower down payments and favorable interest rates.

Is public transit cheaper than owning a car?

For light users who stay near bus routes, KATS can be cheaper. However, most residents still find car ownership more convenient, especially for work and errands.

Do utility bills spike in winter?

Yes, electric heating can raise bills during colder months. Summer AC use can also nudge electricity costs up, but both are generally manageable.

Is dining out expensive?

Not compared to big cities. Many local restaurants serve hearty portions at fair prices, making eating out regularly more realistic.

What’s the typical salary range?

Most positions fall in the $13–$20/hour range, with specialized or degree-required jobs paying higher salaries.

Thinking about saving space while saving money during a move or downsizing? Self storage in Kingsport, TN offers flexible, affordable options to make your transition easier.